Financial Planning and Investment Management

Wagner Financial is a local independent financial planning and investment management firm established in 1989. We are focused on one goal – helping individuals, families, and businesses make wise financial decisions.
We are passionate about honoring our clients’ individual goals and preferences. Our goal is to preserve and grow their assets so that retirement goals are addressed and a legacy is passed on to their loved ones. We hold ourselves to the highest levels of integrity and accountability to ensure that we are doing our absolute best for each and every one of our clients.

Wagner Financial offers its clients an exclusive, secure online account aggregation service.

Risk Number

The Risk Number is the first ever way to objectively pinpoint individual investor risk tolerance.

Meet our Staff

Our experienced professionals have helped many people just like you pursue their financial objectives.

Our Process

We do our best to educate our clients and take the mystery out of investing, insurance, and preserving wealth.

Our Financial Planning Process:


to get to know you and understand your goals and objectives. This is an important conversation to establish a foundation for the relationship. Any initial questions or concerns will be discussed free of charge .


on important data for analysis such as investment statements, tax returns, insurance policies, etc. In addition, we run through an exercise to determine your own unique level of risk tolerance using the risk number method.


the data to determine if you are on the path to pursuing your goals and objectives. This includes measuring the risk within your current investment portfolio and financial plan, then stress testing them under unexpected financial variables, whether they are positive or negative.


and specific action items regarding your plan and investment portfolio are discussed. We will visually review the stress test results of both the current and recommended plans and portfolios. We work with and provide references to qualified professionals as needed, i.e. CPAs and Estate Planning Attorneys.


of the plan when agreed upon. Our goal is to do all we can to ensure transactions and transitions are executed promptly and smoothly. This is an important step in the planning process, a plan is only as good as its implementation.


your investment portfolio and financial plan, adjusting and rebalancing it to accommodate ever changing economic and personal circumstances. This involves regular review meetings throughout the year. We find in our industry that this step is often neglected.

Common Wealth Management Issues

A financial planner needs to be aware of all areas of your wealth and the many aspects that impact it so that nothing is missed and everything works in concert. We not only have in depth knowledge of financial planning and investment management but we also bring in other professionals with the necessary expertise to provide you with a comprehensive, successful wealth management plan.

  • Investment Planning
  • Retirement & Income Planning
  • Education & Family Support
  • Estate Planning Distribution
  • Planning for Incapacity
  • Risk Management & Insurance Planning
  • Executor & Trustee Selection
  • Titling & Beneficiary Designations
  • Business Succession Planning
  • Banking & Credit Management
  • Charitable Giving
  • Executive Compensation
  • Tax Planning

Recent Updates

Articles or updates we find interesting or noteworthy

Filing Taxes as a Married Couple
Jan 15,2017 No Comment
Filing taxes can be an extremely difficult task. There are so many rules and regulations that it can make your
Top 4 Mistakes Tech Investors Should Avoid
Dec 1,2016 No Comment
Tech stocks have become a popular choice among investors. While owning a share of stock in Google or Apple might
Should You Wait Until Age 70 to Retire?
Oct 30,2016 No Comment
Full retirement age is now 66 or 67, depending on the year you were born. But a recent survey revealed
Is Social Security Taxable?
Oct 17,2016 No Comment
A question which often arises among those who are thinking about retirement is, “Will my Social Security income be taxed?”