Retirement Planning and Investment Advice

Helping people in our community make smart financial decisions for OVER 25 YEARS!


Wagner Financial offers its clients an exclusive, secure online account aggregation service.

Risk Number

The Risk Number is the first-ever way to objectively pinpoint individual investor risk tolerance.

Meet our Staff

Our experienced professionals have helped many people just like you pursue their financial objectives.

Our Process

We do our best to educate our clients and take the mystery out of investing, insurance, and preserving wealth.

Recent Updates

Articles or updates we find interesting or noteworthy

4 Car Dealer Tricks You Need to Know Before You Buy a Car
Aug 23,2016 No Comment
We often hear that car salespeople can be shrewd as they are looking to try and sell you
3 Retirement Savings Rules (Possibly) Worth Breaking
Aug 9,2016 No Comment
Saving for retirement is an essential link in the wealth-building chain. Taking in to account the need to
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3 Refinancing Mistakes That Can Cost You Money
Aug 1,2016 No Comment
Mortgage rates fluctuate. Just because they are low one year doesn’t mean the same pattern will reoccur in
Why the Brexit Should Not Rattle Investors
Jul 25,2016 No Comment
Why the Brexit Should Not Rattle Investors  Wall Street has rebounded so many times, so quickly.  Provided by

Our Financial Planning Process:


to get to know you and understand your goals and objectives. Services offered through Wagner Financial will be discussed along with any initial questions or concerns, free of charge.


on important data for analysis such as investment statements, tax returns, insurance policies, etc. Additionally, we run through an exercise to determine your unique level of risk tolerance utilizing the risk number method.


the data to determine if you are on the right path to meeting your goals and objectives. This includes measuring the risk (take questionnaire / read case study) within your current investment portfolio and financial plan, then stress testing them under unexpected positive and negative financial variables.


and specific action items regarding your plan and investment portfolio are discussed. We will visually review the stress test results of both the current and recommended plans and portfolios. As needed, we also provide references to qualified and trusted professionals (for example, CPA’s and Estate Planning Attorneys).


of the plan, if and when the recommendations are agreed upon. Our objective is to ensure all transactions are executed promptly and smoothly.


economic and personal circumstances involves regular in-house reviews as well as periodic meetings between you, Stephen, and staff. We find in our industry that this step is often neglected; however, at Wagner Financial it is paramount.