(805) 339-0760

What we do

Our Process:

Six core areas we will focus on when consulting with you.


in order to get to know you and understand your goals and objectives. This is an important conversation to establish a foundation for our relationship. Any initial questions or concerns will be discussed free of charge.


on important data for analysis such as investment statements, tax returns, insurance policies, etc. In addition, we run through an exercise to determine your own unique level of risk tolerance using the risk number method.


the data to determine if you are on a realistic path to pursuing your goals and objectives. This includes measuring the risk within your current investment portfolio and financial plan, then stress testing them under unexpected financial variables, both positive and negative.


and specific action items regarding your plan and investment portfolio are discussed. We will visually review the stress test results of both the current and recommended plans and portfolios. We work with and provide references to qualified professionals as needed, i.e. CPAs and Estate Planning Attorneys.


of the plan once agreed upon. Our goal is to do all we can to ensure transactions are executed promptly and smoothly. A plan is only as good as its implementation!


your investment portfolio and financial plan, which includes adjusting and rebalancing it to accommodate ever-changing economic and personal circumstances. This involves regular review meetings, critical to the success of the overall plan.

Common Wealth Management Issues

A financial planner needs to be aware of all areas of your wealth and the many aspects that impact it so that nothing is missed and everything works in concert. We not only have in-depth knowledge of financial planning and investment management, but we also bring in other professionals with the necessary expertise to provide you with a comprehensive, successful wealth management plan.

  • Investment Planning
  • Retirement & Income Planning
  • Education & Family Support
  • Estate Planning Distribution
  • Planning for Incapacity
  • Risk Management & Insurance Planning
  • Executor & Trustee Selection
  • Titling & Beneficiary Designations
  • Business Succession Planning
  • Banking & Credit Management
  • Charitable Giving
  • Executive Compensation
  • Tax Planning

Have a question on any of the above topics?